Money Smart Freelancer: 14 Ideas How to Wisely Spend your Hard Earned Sweat as a Kenyan Freelancer

Financial Freedom isn’t a joke, it means you have got almost zero debt and are living way below your earning means.

Life as a Kenyan freelancer can be tempting – if you’re earning more than 1500 dollars you’re most likely living a good life, according to some stats.

What if you’re earning upwards of 4000 dollars a month or even 10,000? What do you do with the surplus income?

DO YOU AGREE:

It’s not very easy for Kenyans to divulge their earning info, I promise, once I start receiving my paycheque income from this blog, I’ll file income reports.

Income reports are meant to encourage others to either take a leap or divert and ruunnn. Not to brag or anything.

But, some people don’t take them that way.

Could it be the reason why bloggers in Kenya never share their income reports?

                                       

 WORD OF THE MOMENT?

But, we’re talking about making money work for you and not you working for the money. 

 

This means learning to be frugal, not to waste time on tasks you can delegate and actually working on promoting and marketing your work.

We’re talking about not being busy doing nothing but passive income which requires initial high planning and sacrifice and letting you eat with your legs propped up somewhere later, literally.

How do you reach these heightened levels of royalty as a freelancer? 

”Let the money work for you”, Gertie Says.  

And there are other ways of making money work for you apart from passive income( which we must discuss and I learnt a while back) but never saw it’s realistic viewpoint until later.

This also begs the question, how do you save money as a freelancer while you can earn it daily, weekly, bi-weekly or monthly or even receive millions in upfront payment for work you’ll do or engage in for the next four years?

 

KINDLY SHARE YOUR IDEAS FOR HOW TO SAVE MONEY AND SUBSCRIBE FOR A CHANCE TO WIN A GOODIE FROM ME. 

JOIN MY EMAIL LIST TO LEARN MORE. 

 

That’s why on Money Smart Sundays (on this blog and my YouTube Vlogs at GertieCreativesWorld), we will discuss about this vital issue.

 

IN THIS ARTICLE OR IF YOU LISTEN TO MY YOU-TUBE, YOU WILL EDUCATE YOURSELF ON TOPICS LIKE:  

 

1).  How to get loans and or if you can get loans.

2).  How to prepare for emergencies which can mean months of unemployment

3).  ”Losing a job’‘ this means a freelance client getting cold feet or losing his money and making you suffer the loss, similar to above but slightly different.

4).  How to buy food as a freelancer, what supplies do you need and why?

5).  How and why budgeting is the most powerful tool you must carry in your pocket.

6).  What budgeting tools you must use and why? Check out for a budgeting app

7).  Dealing with mortgage and or rent, because we all need shelter and comfortable at that.

8).  Live within your means( a cliche by now which makes you sick), how to actually live within your means as a freelancer. 

9).  How to invest as a Kenyan freelancer: Which investment opportunity is the best for freelancers and why.

10).  Why a passive generating income investment is the best for a freelancer.

11).  Do you need childcare as a freelancer or can you sit your children and work from home.

I’m realising this is almost impossible, makes for long working nights and sneaky early mornings.

Nowadays, I just ”mesh” my time in and make the impossible possible.

12).  This reminds me, Time Management and why it’s a prerequisite.

13).  In time management, you will realise why social media is a waste of time. And, ‘‘Wait just a moment I reply to this commentMUST  stop and make you get back to work.

14).  Side hustles that you MUST begin as a freelancer so that you save money for other things.

TAKE NOTE: This article will revolve around tips to ensure you reach that financial goal of financial smartness. So, read it so carefully to ensure nothing passes you by. 

                                               

                                                      FUN SIDE: If you wear specs, make sure they are                                                             well adjusted as this will be a long read, maybe                                                          with  some photos. 

 

DISCLAIMER: I’m not a Financial Planner, I draw from personal experience and a lot of reading, but if you feel I can help you plan your finances, let’s do this.

You can hire me for some kick in the rear in the right direction coaching. This is confidential. 

 

I may include some affiliate links in this post, depends on my mood( Affiliates help keep me in the mood to create long creative posts like this one oh and I earn money, that’s why you keep me on my toes). 

But, you can hire me to be your Financial Planner or Adviser where we can draw a plan for your financial success and freedom. 

QUESTION OF THE DAY: Or do you want to know how I got out of debt in six months?

 

HEED: You can get my planning aid only as my email subbie.

 

TAKE HOME:

Tell me your financial woes and I may offer a step to your freedom.

Leave your comments and I’ll make sure to get back to you, asap.

 

About stephanie

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